Commercial Residential
Risks
- Condominium Associations
- Homeowners Associations
- Apartment Complexes
Products
- Windstorm & hail
- Coverages A - C
- O&L sublimits available
Limits
- No maximum limits
- Ground up, Excess or Primary
Eligible Territories
- Florida windpool eligible zone
Commercial Non-Residential
Risks
- Office Towers
- Hotels/Motels/Condo-tels
- Timeshare Complexes
- Retail & Storage
- Municipal Buildings
- Schools & Universities
- Churches / Temples / Synagogues
- Builder's Risk (construction / renovation)
Products
- Windstorm & hail
- Coverages A - C
- O&L sublimits available
Limits
- No maximum limits
- Ground up, Excess or Primary
- First Loss
Eligible Territories
- Florida - within 10 miles of coast
Personal Residential
Risks
- Homeowners (HW-2)
- Dwellings (DW-2)
- Renters (HW-4)
- Condo Unit Owners (HW-6)
Products
- Windstorm & hail
- Coverages A - D
- O&L - includes statutory limit
Limits
- Higher Value Homeowners:
- Min Coverage A limit: $700,000
- Max Coverage A limit: no maximum limit
- Assumed takeout policies:
- Min Coverage A limit: no minimum limit
- Max Coverage A limit: $1,000,000
Eligible Territories
- Higher Value Homeowners
- Windpool eligible zone and adjacent areas
- Assumed takeout policies
- Windpool eligible zone only
Commercial (Approved)
Risks
- Condominium Associations
- Homeowners Associations
- Apartment Complexes
- Office Towers
- Hotels/Motels/Condo-tels
- Timeshare Complexes
- Retail & Storage
- Municipal Buildings
- Schools & Universities
- Churches / Temples / Synagogues
- Builder's Risk (construction / renovation)
Products
- Windstorm & hail
Limits
- No maximum limits
- Ground up, Excess or Primary
Eligible Territories
- All TWIA eligible coastal counties and the majority of Harris county including Houston
Personal Residential (Approved)
Risks
- Homeowners (HW-2)
- Dwellings (DW-2)
- Renters (HW-4)
- Condo Unit Owners (HW-6)
Products
- Windstorm & hail
Limits
- No maximum limits
Eligible Territories
- All TWIA eligible coastal counties and the majority of Harris county including Houston
Alabama filings are in process. Planned programs include the following subject to Alabama Department of Insurance approval:
Commercial
Risks
- Condominium Associations
- Homeowners Associations
- Apartment Complexes
- Office Towers
- Hotels/Motels/Condo-tels
- Timeshare Complexes
- Retail & Storage
- Municipal Buildings
- Schools & Universities
- Churches / Temples / Synagogues
- Builder's Risk (construction / renovation)
Products
- Windstorm & hail
Limits
- No maximum limits
- Ground up, Excess or Primary
Eligible Territories
- Baldwin and Mobile counties
Personal Residential
Risks
- Homeowners (HW-2)
- Dwellings (DW-2)
- Renters (HW-4)
- Condo Unit Owners (HW-6)
Products
- Windstorm & hail
Limits
- No maximum limits
Eligible Territories
- Baldwin and Mobile counties
Mississippi filings are in process. Planned programs include the following subject to Mississippi Department of Insurance approval:
Commercial
Risks
- Condominium Associations
- Homeowners Associations
- Apartment Complexes
- Office Towers
- Hotels/Motels/Condo-tels
- Timeshare Complexes
- Retail & Storage
- Municipal Buildings
- Schools & Universities
- Churches / Temples / Synagogues
- Builder's Risk (construction / renovation)
Products
- Windstorm & hail
Limits
- No maximum limits
- Ground up, Excess or Primary
Eligible Territories
- The Lower Six: George, Hancock, Harrison, Jackson, Pearl River and Stone counties
Personal Residential
Risks
- Homeowners (HW-2)
- Dwellings (DW-2)
- Renters (HW-4)
- Condo Unit Owners (HW-6)
Products
- Windstorm & hail
Limits
- No maximum limits
Eligible Territories
- The Lower Six: George, Hancock, Harrison, Jackson, Pearl River and Stone counties
South Carolina filings are in process. Planned programs include the following subject to South Carolina Department of Insurance approval:
Commercial
Risks
- Condominium Associations
- Homeowners Associations
- Apartment Complexes
- Office Towers
- Hotels/Motels/Condo-tels
- Timeshare Complexes
- Retail & Storage
- Municipal Buildings
- Schools & Universities
- Churches / Temples / Synagogues
- Builder's Risk (construction / renovation)
Products
- Windstorm & hail
Limits
- No maximum limits
- Ground up, Excess or Primary
Eligible Territories
- Zone I and Zone II
Personal Residential
Risks
- Homeowners (HW-2)
- Dwellings (DW-2)
- Renters (HW-4)
- Condo Unit Owners (HW-6)
Products
- Windstorm & hail
Limits
- No maximum limits
Eligible Territories
- Zone I and Zone II
